How We Use AI
Payney is AI-curated and reviewed by human editors. We built this page to explain exactly what that means: which parts of our work an AI does, which parts people do, where our source material comes from, and what we do when we get something wrong. Payney has published finance and markets news since 2024, and we would rather be specific than vague about how it gets made.
What the AI does
Our AI tools handle the high-volume, repetitive parts of newsgathering:
- Monitor reputable finance and markets outlets for stories worth covering.
- Draft plain-language summaries and article copy from that source reporting.
- Suggest section tags (markets, crypto, investing, fintech, economy, banking, regulation) and related links between our own articles.
- Flag possible duplicates and surface follow-ups on developing stories.
The AI proposes. It does not publish on its own.
What the human editors do
Every piece is reviewed by The Payney Desk before it goes live. Our editors check facts and figures against the original sources, fix errors and unclear writing, cut anything that reads as hype or speculation, and decide what actually gets published, held, or dropped. Editorial judgment about what is worth your attention stays with people.
Where our sources come from
We draft from established, reputable outlets, including CNBC, Reuters, CoinDesk, TechCrunch, Yahoo Finance and Investopedia. When a story rests on someone else's reporting or data, we attribute it and link to the original so you can read it in full and judge it for yourself.
Limits, and how we manage them
AI language models can misstate numbers, miss context, or confidently invent a detail. We treat every AI draft as unverified until a person confirms it. Editors re-check claims against the cited source, prices and dates get a second look, and anything we cannot verify does not run. We also keep our voice deliberately plain: no "game-changer", no "to the moon", no promises of "financial freedom" or "guaranteed returns".
Accuracy and corrections
We aim to be accurate and to fix mistakes quickly and openly. If you spot an error, email hello@payney.com and we will review it. We update the article and note material corrections.
Privacy
We use Plausible for privacy-friendly analytics, with no cookies and no personal data collected. Newsletter email is handled through Resend. General questions go to hello@payney.com.
One thing to be clear about
Payney is news and education, not personalized financial advice. AI-curated, reviewed by human editors. Do your own research, and talk to a qualified professional before making money decisions.