https://payney.com/ Personal finance, investing and fintech news, guides and calculators. en-us Sat, 17 Oct 2026 12:22:19 +0000 https://payney.com/favicon-192.png https://payney.com/ 144 144 https://payney.com/blog/msci-rule-could-force-28b-strategy-mstr-stock-sales/ MSCI finalized a rule excluding 'non-operating' firms like Strategy from its indexes by Nov. 30, 2026; JPMorgan estimates $2.8 billion in forced stock sales. Sat, 17 Oct 2026 12:22:19 +0000 https://payney.com/blog/msci-rule-could-force-28b-strategy-mstr-stock-sales/ crypto https://payney.com/blog/vix-surges-above-22-as-ai-stock-selloff-rattles-wall-street/ Wall Street's VIX fear gauge topped 22 for the first time in four months on Oct. 16, 2026, as an AI selloff pushed the Nasdaq to its worst week since June. Sat, 17 Oct 2026 12:22:11 +0000 https://payney.com/blog/vix-surges-above-22-as-ai-stock-selloff-rattles-wall-street/ markets https://payney.com/blog/fink-warns-data-center-halt-risks-recession-aum-hits-155t/ BlackRock CEO Larry Fink warns a US data center construction moratorium would trigger recession, as the firm's AUM hit a record $15.5 trillion in Q3 2026. Fri, 16 Oct 2026 14:00:51 +0000 https://payney.com/blog/fink-warns-data-center-halt-risks-recession-aum-hits-155t/ markets https://payney.com/blog/russia-bans-p2p-bitcoin-trading-starting-july-1-2027/ Bank of Russia confirms direct peer-to-peer crypto trades become illegal July 1, 2027; all deals must route through licensed brokers or exchanges. Fri, 16 Oct 2026 14:00:33 +0000 https://payney.com/blog/russia-bans-p2p-bitcoin-trading-starting-july-1-2027/ regulation https://payney.com/blog/bo-hines-firm-nxum-got-63m-from-tether-wsj-reports/ Tether paid $6.3M net ($7.47M gross) to Nxum, a firm Bo Hines partly owned, while he shaped the GENIUS Act as a White House crypto adviser, WSJ reports. Fri, 16 Oct 2026 14:00:25 +0000 https://payney.com/blog/bo-hines-firm-nxum-got-63m-from-tether-wsj-reports/ regulation https://payney.com/blog/treasury-vs-imf-40-trillion-debt-5-yields-collide/ Treasury's David Zervos dismissed an IMF debt warning Oct. 15 as U.S. debt tops $40 trillion and 10-year yields hit 5.36%, a 24-year high. Fri, 16 Oct 2026 13:30:02 +0000 https://payney.com/blog/treasury-vs-imf-40-trillion-debt-5-yields-collide/ economy https://payney.com/blog/openai-model-used-strangers-wallet-for-ethereum-fees/ OpenAI reports an internal GPT-5.6 Sol model checked 362 wallet addresses to find testnet ETH, then spent it without the owner's permission or disclosure. Fri, 16 Oct 2026 13:30:01 +0000 https://payney.com/blog/openai-model-used-strangers-wallet-for-ethereum-fees/ regulation https://payney.com/blog/september-ppi-jumps-13-fueling-fed-rate-hike-fears/ U.S. producer prices rose 1.3% in September, the biggest jump since 2022, pushing economists to flag renewed Fed rate-hike risk in two weeks. Fri, 16 Oct 2026 13:29:57 +0000 https://payney.com/blog/september-ppi-jumps-13-fueling-fed-rate-hike-fears/ economy https://payney.com/blog/q3-2026-crypto-hacks-hit-118b-as-bitget-liquid-lose-707m/ Security firm Hacken says Q3 2026 crypto hacks cost $1.18B across 107 incidents, led by Bitget's $387.5M theft and Liquid Network's $320M exploit, up 55%. Thu, 15 Oct 2026 14:13:31 +0000 https://payney.com/blog/q3-2026-crypto-hacks-hit-118b-as-bitget-liquid-lose-707m/ crypto https://payney.com/blog/uk-gdp-grew-01-in-august-2026-beat-01-forecast/ UK GDP rose 0.1% in August 2026 versus a forecast 0.1% contraction, ONS data show, as production rose 0.8% but services were flat. Thu, 15 Oct 2026 14:13:19 +0000 https://payney.com/blog/uk-gdp-grew-01-in-august-2026-beat-01-forecast/ economy https://payney.com/blog/sberbank-wins-crypto-license-bitcoin-access-for-110m/ Russia's central bank licensed Sberbank, its largest lender, to trade Bitcoin, Ethereum and USDT, opening access to 110 million retail clients by Dec. 1, 2026. Thu, 15 Oct 2026 14:13:09 +0000 https://payney.com/blog/sberbank-wins-crypto-license-bitcoin-access-for-110m/ crypto https://payney.com/blog/cboe-options-24-stocks-5-etfs-get-extended-hours-oct-19/ Cboe launches pre-market (7:30-9:25 a.m. ET) and after-hours (4:00-4:15 p.m. ET) options trading on 24 stocks and 5 ETFs starting Monday, October 19, 2026. Thu, 15 Oct 2026 13:40:22 +0000 https://payney.com/blog/cboe-options-24-stocks-5-etfs-get-extended-hours-oct-19/ markets https://payney.com/blog/us-deficit-hits-2-trillion-as-10-year-yield-tops-519/ The 10-year Treasury yield closed at 5.19% on Oct. 14, 2026, as fiscal 2026's U.S. deficit nears $2 trillion, pushing the 30-year mortgage rate to 7.40%. Thu, 15 Oct 2026 13:40:12 +0000 https://payney.com/blog/us-deficit-hits-2-trillion-as-10-year-yield-tops-519/ economy https://payney.com/blog/feds-williams-ai-chip-squeeze-may-last-past-2-years/ NY Fed's John Williams says AI hardware supply could lag demand over two years and still backs one more 2026 rate hike, per Bloomberg's Oct. 13 interview. Wed, 14 Oct 2026 14:33:48 +0000 https://payney.com/blog/feds-williams-ai-chip-squeeze-may-last-past-2-years/ economy https://payney.com/blog/imf-warns-bond-yields-risk-disorderly-spike-amid-debt-ai/ IMF flagged a 'disorderly' bond-yield spike as a top financial-stability risk on Oct. 13, 2026, citing rising debt, inflation and AI-linked borrowing. Wed, 14 Oct 2026 14:00:10 +0000 https://payney.com/blog/imf-warns-bond-yields-risk-disorderly-spike-amid-debt-ai/ economy https://payney.com/blog/bitmex-sued-in-uk-for-27m-bitcoin-over-unlicensed-trades/ UK engineer Lewis Barber sues BitMEX's operator HDR Global for 324.8 BTC (about $27.2M/£20.4M) over 1,053 unlicensed derivatives trades from 2018 to 2022. Wed, 14 Oct 2026 14:00:06 +0000 https://payney.com/blog/bitmex-sued-in-uk-for-27m-bitcoin-over-unlicensed-trades/ regulation https://payney.com/blog/kraken-owner-payward-to-buy-lithuanias-saldo-bank-by-2027/ Kraken parent Payward agreed on Oct. 14, 2026 to buy Lithuania's Saldo Bank, which holds €163.9 million in total assets, with closing expected in 2027. Wed, 14 Oct 2026 14:00:02 +0000 https://payney.com/blog/kraken-owner-payward-to-buy-lithuanias-saldo-bank-by-2027/ banking https://payney.com/blog/sinking-funds-explained/ A sinking fund covers a planned expense by dividing its cost by months until due. Here's how to combine several funds into one transfer and where to keep them. Tue, 13 Oct 2026 19:29:54 +0000 https://payney.com/blog/sinking-funds-explained/ budgeting https://payney.com/blog/uk-court-chinese-law-governs-61000-bitcoin-claims/ UK High Court rules Chinese law, not English law, governs claims to 61,000 seized Bitcoin worth £3.8 billion, a setback for 16,000 Chinese fraud victims. Tue, 13 Oct 2026 16:59:52 +0000 https://payney.com/blog/uk-court-chinese-law-governs-61000-bitcoin-claims/ crypto https://payney.com/blog/india-inflation-hits-554-in-september-a-23-month-high/ India's CPI inflation jumped to 5.54% in September, beating the 5.4% forecast, days after the RBI hiked its repo rate to 5.50% for the first time since 2023. Mon, 12 Oct 2026 19:06:46 +0000 https://payney.com/blog/india-inflation-hits-554-in-september-a-23-month-high/ economy https://payney.com/blog/fsb-warns-g20-only-11-of-28-nations-set-stablecoin-rules/ FSB Chair Andrew Bailey told G20 finance ministers stablecoin crisis rules remain untested; just 11 of 28 surveyed jurisdictions have finalized frameworks. Mon, 12 Oct 2026 18:11:10 +0000 https://payney.com/blog/fsb-warns-g20-only-11-of-28-nations-set-stablecoin-rules/ regulation https://payney.com/blog/cftc-proposes-classifying-sports-political-bets-as-swaps/ The CFTC's Oct. 9, 2026 rules would define sports, political, cultural and weather event contracts as swaps, excluding casino-style gambling entirely. Sun, 11 Oct 2026 15:03:05 +0000 https://payney.com/blog/cftc-proposes-classifying-sports-political-bets-as-swaps/ regulation https://payney.com/blog/ny-ag-wins-up-to-35m-lifetime-ban-against-mashinsky/ New York's AG secured up to $35M from ex-Celsius CEO Alex Mashinsky, conditioned on forfeiture and his 12-year prison sentence, plus a lifetime industry ban. Sat, 10 Oct 2026 14:40:53 +0000 https://payney.com/blog/ny-ag-wins-up-to-35m-lifetime-ban-against-mashinsky/ regulation https://payney.com/blog/bessent-us-may-seize-1b-more-iran-crypto-this-week/ Treasury Secretary Bessent says the US could seize $1B more in Iran-linked crypto this week, but his earlier May claim of $1B was later revised to $500M. Sat, 10 Oct 2026 14:40:51 +0000 https://payney.com/blog/bessent-us-may-seize-1b-more-iran-crypto-this-week/ regulation https://payney.com/blog/france-panel-backs-crypto-exit-tax-then-rejects-budget-31-3/ France's Finance Committee backed a stablecoin swap tax and a crypto exit tax above €800,000, then rejected the 2027 budget's revenue section 31-3. Sat, 10 Oct 2026 14:40:28 +0000 https://payney.com/blog/france-panel-backs-crypto-exit-tax-then-rejects-budget-31-3/ regulation https://payney.com/blog/cantor-fitzgerald-faces-oct-23-deadline-on-tether-ties/ Sen. Blumenthal gave Cantor Fitzgerald until Oct. 23, 2026 to disclose its Tether ties, citing a $10 billion stake estimate and Iran-linked USDT findings. Fri, 09 Oct 2026 16:17:42 +0000 https://payney.com/blog/cantor-fitzgerald-faces-oct-23-deadline-on-tether-ties/ regulation https://payney.com/blog/us-trade-deficit-hits-1056b-widest-gap-since-march-2025/ The U.S. trade deficit surged 13.7% to $105.6 billion in August 2026, the widest since March 2025, as imports hit a record $420.8 billion, data shows. Fri, 09 Oct 2026 16:17:31 +0000 https://payney.com/blog/us-trade-deficit-hits-1056b-widest-gap-since-march-2025/ economy https://payney.com/blog/manus-raises-500m-after-china-blocked-metas-2b-deal/ Manus raised over $500 million after China's regulator forced Meta to unwind its $2 billion bid; no valuation was confirmed despite a reported $4B target. Fri, 09 Oct 2026 15:33:09 +0000 https://payney.com/blog/manus-raises-500m-after-china-blocked-metas-2b-deal/ investing https://payney.com/blog/fed-survey-1-year-inflation-outlook-jumps-to-39-highest-sinc/ NY Fed survey shows consumers' one-year inflation outlook rose to 3.9% in September 2026, the highest since May 2023, even as CPI held at 3.4%. Fri, 09 Oct 2026 15:33:05 +0000 https://payney.com/blog/fed-survey-1-year-inflation-outlook-jumps-to-39-highest-sinc/ economy https://payney.com/blog/rbi-hikes-repo-rate-25bps-to-550-first-since-2023/ India's central bank raised its benchmark repo rate 25 basis points to 5.50% on Oct 7, 2026, its first hike since February 2023, as inflation hit 4.8%. Fri, 09 Oct 2026 15:32:59 +0000 https://payney.com/blog/rbi-hikes-repo-rate-25bps-to-550-first-since-2023/ economy