Editorial Standards

Payney covers markets, crypto, investing, fintech, the economy, banking, and regulation. Our stories are drafted with AI assistance and reviewed by human editors before publication. This page explains how we source, check, and correct what we publish, and where our responsibilities begin and end.

Sourcing and attribution

We build on the reporting of established outlets, including Reuters, CNBC, CoinDesk, TechCrunch, Yahoo Finance, and Investopedia, alongside primary documents such as company filings, central bank releases, and regulator statements. When a fact, figure, or quote originates elsewhere, we link to the primary source so you can read it for yourself. We summarize and contextualize reporting; we do not republish it wholesale.

Accuracy and verification

Every piece is reviewed by The Payney Desk before it goes live. Editors check that numbers match their sources, that claims are attributed, and that context is fair. We distinguish clearly between confirmed facts, analyst commentary, and projections. Prices, yields, and market data move constantly, so we date our reporting and treat figures as accurate at the time of writing.

How we select stories

We prioritize developments that materially affect investors, savers, and the wider economy: rate decisions, earnings, regulation, major crypto moves, and shifts in fintech and banking. We aim to explain why something matters rather than chase volume. We avoid hype. Phrases promising guaranteed returns or describing any asset as a path to riches have no place in our coverage.

Corrections

We correct errors promptly and openly. If you spot a factual mistake, a broken source link, or something that reads as misleading, email hello@payney.com with the article and the specific issue. Substantive corrections are noted on the affected article so the record is transparent.

Editorial independence

Editorial decisions are made by The Payney Desk, not by advertisers, partners, or the subjects of our coverage. Any paid or commercial placement is clearly marked Sponsored and is kept separate from our editorial reporting. We do not accept payment to publish, alter, or remove a news story.

Not investment advice

Payney publishes news and education, not personalized financial advice. Nothing here is a recommendation to buy, sell, or hold any security, token, or other asset, and we do not know your individual circumstances. Investing carries risk, including the loss of capital. Before acting, do your own research and consider speaking with a licensed financial professional.

Questions about our standards? Reach the team at hello@payney.com. Payney has been publishing since 2024.