Banking
Banks, neobanks and the plumbing of money — deposits, lending and the firms reinventing them.
A money market account and a savings account are both bank deposit accounts with the same $250,000 FDIC cap per owner, per bank, combined.
Citi and Coinbase expanded their partnership on Sept. 28, 2026, letting institutional clients accept stablecoin payments through Citi's Spring platform.
The ECB's Pontes system went live Sept. 21, 2026 with 13 institutions onboard, settling tokenized-asset trades in central bank money, not stablecoins.
Hana Bank issued a $100M five-year digital bond via Euroclear's D-FMI blockchain, settling the same day instead of the usual three to five business days.
Bastion won preliminary conditional OCC approval on Sept. 18, 2026 for a national trust bank charter: no deposits, no FDIC, 23 of 40 charter bids crypto.
Deutsche Bank plans institutional crypto custody by end-2026, starting with bitcoin, ether, USDC and EURC. The launch still awaits completion of regulatory checks.
Marcus paid the highest uncapped rate we verified on issuer pages: 3.40% APY. Compare five savings accounts with observation dates, tiers, minimums and math.
Learn how a savings account works: APY, fees, withdrawals and deposit insurance. Compare it with checking, money market accounts and CDs using worked examples.
