All Stories
Every story published by Payney, newest first — markets, crypto, investing, fintech, economy, banking and more.
Understand backdoor Roth IRA eligibility, 2026 limits, pro-rata taxes and Form 8606. Compare three worked examples and contribution-versus-conversion tax years.
Compare mortgage points using payment savings, payoff balances and time in the loan. Worked examples explain break-even, closing cash and tax conditions.
Compare renting and buying with upfront cash, monthly costs and assets after sale. A seven-year example shows how comparable rent can change the result.
Estimate a home budget with the 28/36 rule, debt payments and take-home cash. Compare three incomes with taxes, insurance, PMI and closing costs explained.
Marcus paid the highest uncapped rate we verified on issuer pages: 3.40% APY. Compare five savings accounts with observation dates, tiers, minimums and math.
Learn how a savings account works: APY, fees, withdrawals and deposit insurance. Compare it with checking, money market accounts and CDs using worked examples.
Compare emergency-fund targets, count existing savings, and estimate time to save. Worked examples, debt trade-offs and links to editable calculations.
