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Élodie Laurent

Élodie Laurent

Crypto Correspondent

Élodie Laurent covers cryptocurrency for Payney from France. Her work follows digital assets and the rules being written around them: stablecoins, exchanges, custody and the European and US regimes that govern them. She writes for readers who want to know what a rule or a market move actually changes.

Guides & latest articles 17
Crypto·Updated 2026-09-08
What Is a Stablecoin? Pegs, Reserves and Risks Explained

Learn how stablecoins target $1, how reserves and redemption work, why pegs can break, and how tokens differ from bank deposits and yield programs.

Crypto·Updated 2026-09-14
Bitcoin Tops $79K on Trump Iran Remarks; Oil Still High

Bitcoin rose roughly 3% above $79,000 on Sept. 14 after Trump's Iran remarks, yet crude closed 1.29% higher on the day and a Fed decision lands Sept. 16.

Regulation·Updated 2026-09-14
8 Bank Groups Seek Tighter CLARITY Act Stablecoin Limits

Eight banking trade groups want tighter stablecoin reward limits before the Senate's 60-vote CLARITY Act cloture test at 2:15 p.m. ET on Sept. 15, 2026.

Crypto·Updated 2026-09-14
Bitcoin Hits $78,280 as Chip Index Falls Almost 6% Monday

Bitcoin traded as high as $78,280 on Sept 14 as the chip index fell almost 6% on AI slowdown calls, with a Senate vote and Fed decision due this week.

Regulation·Updated 2026-09-14
WTO: Stablecoins Are Just 3% of International Payments

Stablecoins are about 3% of international payments, the WTO said on Sept. 14, 2026, blaming fragmented rules; only five jurisdictions have final frameworks.

Crypto·Updated 2026-09-11
Bitcoin Sell-Side Risk Falls to 7 bps, Lowest in a Year

Glassnode says Bitcoin's sell-side risk fell to 7 basis points a day from 16 in August, while US spot ETFs have closed below $86K break-even 228 sessions.

Fintech·Updated 2026-09-11
Coinbase, Moov Put Stablecoins in 1,000+ Community Banks

Coinbase and Moov are adding stablecoin payments to more than 1,000 US community banks and credit unions. How many have activated it is not yet disclosed.

Crypto·Updated 2026-09-10
Bitcoin Drops Below $77K After US PPI Hits 5.4% Annual Rate

US producer prices rose 5.4% in the year to August 2026, 0.1 point above the Dow Jones consensus; bitcoin fell to $76,651 and the 30-year yield hit 5.37%.

Crypto·Updated 2026-09-10
AI Agents Cut Bitcoin Quantum Attack Benchmark by 86%

Researchers and AI agents cut a secp256k1 quantum-attack benchmark 86.1%, from 10.75 billion to 1.496 billion. No Bitcoin private key was cracked.

Regulation·Updated 2026-09-10
ESMA: Bitcoin Fell 35% in H1 2026 as Crypto-TradFi Ties Grow

ESMA's September 10 risk report says bitcoin fell 35% in H1 2026 and US spot bitcoin ETFs shed over $5.5bn, warning of spillover into traditional finance.

Regulation·Updated 2026-09-14
CLARITY Act Vote: September 15 Schedule and Senate Rules

The Senate's September 14 notice sets a September 15 CLARITY Act cloture milestone. Understand the 60-vote threshold and what would still follow.

Crypto·Updated 2026-09-10
Nasdaq Puts $100M Into Kraken Parent Payward at $21B

Nasdaq Ventures agreed to invest $100 million in Kraken parent Payward; Bloomberg sources put the valuation at $21 billion, with tokens targeted for Q2 2027.

Crypto·Updated 2026-09-09
Consensys Splits in Two: MetaMask Standalone by End-2026

Consensys will split into MetaMask and a new institutional Consensys by end-2026. MetaMask reports 100M+ downloads in about 190 countries; IPO plan unclear.

Crypto·Updated 2026-09-09
US Freezes $52.8M in Crypto Tied to Xinbi Guarantee

The Secret Service froze $52.8 million in crypto and Treasury sanctioned Xinbi Guarantee, a Telegram bazaar OFAC says moved over $24 billion since 2022.

Crypto·Updated 2026-09-09
Malone Lam Pleads Guilty in $245M Crypto Theft Ring

Malone Lam, 22, admitted a RICO conspiracy tied to more than $245M in stolen crypto. Prosecutors estimated guidelines of at least 14 years; hearing Dec 8.

Banking·Updated 2026-09-09
Block Files for OCC Charter to Custody $10.7B in Bitcoin Flow

Block asked the OCC on Sept 4-8, 2026 to charter Builders Bank & Trust, an uninsured trust bank replacing 50+ state licenses for bitcoin custody.

Regulation·Updated 2026-09-09
Iran Eases FX Rules for Crypto Trade as US Seizes $1B

Iran quietly let exporters settle trade in USDT and bitcoin, the FT reported Sept. 9, while the US says it has seized roughly $1 billion in Iranian crypto.