{
  "schema_version": 1,
  "edition": "2026-09",
  "snapshot_created_at": "2026-09-08T00:08:40.621345+00:00",
  "source": "Google Trends; Payney aggregate calculations",
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      "geo": "US",
      "timeframe": "today 12-m",
      "anchor": "emergency fund"
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    "maximum_cache_age_days": 31,
    "brand_filter": "Heuristic name filter frozen per row; not exhaustive",
    "selection": "Editorial finance seeds and Autocomplete expansions; positive valid cache scores only"
  },
  "excluded_cache_entries": {
    "zero_score": 112
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      "query": "rent vs buy",
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      "query": "mortgage points",
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      "anchor": "emergency fund"
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      "query": "roth ira calculator",
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      "brand": false,
      "tool": true,
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      "anchor": "emergency fund"
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      "query": "how to savings account interest",
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      "section": "fintech",
      "brand": true,
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      "brand": false,
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      "anchor": "emergency fund"
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      "query": "401k vs roth 401k",
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      "brand": false,
      "tool": false,
      "measured_at": "2026-09-07T09:19:21+00:00",
      "anchor": "emergency fund"
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      "query": "401k vs ira",
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      "anchor": "emergency fund"
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      "query": "what is pmi",
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      "section": "real-estate",
      "brand": false,
      "tool": false,
      "measured_at": "2026-09-02T14:42:28+00:00",
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      "query": "what is a stablecoin",
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      "brand": false,
      "tool": false,
      "measured_at": "2026-09-02T14:42:11+00:00",
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      "query": "what is savings account interest rate",
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      "query": "heloc calculator",
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      "brand": false,
      "tool": true,
      "measured_at": "2026-09-07T09:03:14+00:00",
      "anchor": "emergency fund"
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      "query": "best bitcoin etf",
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      "section": "crypto",
      "brand": false,
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      "measured_at": "2026-09-07T09:01:47+00:00",
      "anchor": "emergency fund"
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      "query": "target date funds",
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      "anchor": "emergency fund"
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      "query": "what is an hsa",
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      "query": "cpi calculator",
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      "measured_at": "2026-09-07T09:02:24+00:00",
      "anchor": "emergency fund"
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      "brand": true,
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      "measured_at": "2026-09-07T09:21:11+00:00",
      "anchor": "emergency fund"
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      "measured_at": "2026-09-02T14:42:17+00:00",
      "anchor": "emergency fund"
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      "measured_at": "2026-09-07T09:06:07+00:00",
      "anchor": "emergency fund"
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      "section": "investing",
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      "measured_at": "2026-09-02T16:21:45+00:00",
      "anchor": "emergency fund"
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      "query": "how to bitcoin wallet",
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      "tool": true,
      "measured_at": "2026-09-02T16:16:27+00:00",
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      "anchor": "emergency fund"
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      "measured_at": "2026-09-02T16:21:32+00:00",
      "anchor": "emergency fund"
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      "measured_at": "2026-09-07T09:13:28+00:00",
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      "query": "50/30/20 rule",
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      "anchor": "emergency fund"
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      "measured_at": "2026-09-07T09:21:11+00:00",
      "anchor": "emergency fund"
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    {
      "query": "what is umbrella insurance",
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      "section": "insurance",
      "brand": false,
      "tool": false,
      "measured_at": "2026-09-02T16:10:56+00:00",
      "anchor": "emergency fund"
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    {
      "query": "down payment meaning",
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      "section": "real-estate",
      "brand": false,
      "tool": false,
      "measured_at": "2026-09-07T09:03:14+00:00",
      "anchor": "emergency fund"
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      "query": "rmd rules",
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      "section": "regulation",
      "brand": false,
      "tool": false,
      "measured_at": "2026-09-07T09:09:23+00:00",
      "anchor": "emergency fund"
    },
    {
      "query": "term life insurance vs whole life insurance",
      "score": 10.0,
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      "section": "insurance",
      "brand": false,
      "tool": false,
      "measured_at": "2026-09-07T09:11:50+00:00",
      "anchor": "emergency fund"
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    {
      "query": "checking account meaning",
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      "section": "banking",
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      "measured_at": "2026-09-02T16:21:58+00:00",
      "anchor": "emergency fund"
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      "query": "buy now pay later apps",
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      "measured_at": "2026-09-07T09:02:12+00:00",
      "anchor": "emergency fund"
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      "brand": true,
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    {
      "query": "how to interest rate formula",
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      "measured_at": "2026-09-07T09:05:43+00:00",
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      "query": "what is earnings season",
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      "section": "markets",
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      "measured_at": "2026-09-07T09:13:15+00:00",
      "anchor": "emergency fund"
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      "query": "expense ratio meaning",
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      "measured_at": "2026-09-07T09:05:43+00:00",
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      "query": "should i have savings account",
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      "section": "budgeting",
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      "query": "401k vs 403b",
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      "query": "closing costs calculator",
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      "query": "tips bonds",
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      "query": "401k calculator withdrawal",
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      "brand": false,
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      "query": "is savings account worth it",
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      "query": "debt to income ratio calculator",
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      "query": "how much fed rate",
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      "query": "money market account vs savings account",
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      "query": "401k vs traditional ira",
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      "query": "how to open a brokerage account",
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      "query": "index funds vs mutual funds",
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      "query": "what is savings account and current account",
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      "query": "buy now pay later no credit check",
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      "query": "term life insurance meaning",
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      "brand": false,
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      "query": "is zelle the best",
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      "brand": true,
      "tool": false,
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      "query": "checking account calculator",
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      "brand": false,
      "tool": true,
      "measured_at": "2026-09-02T16:21:58+00:00",
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      "query": "dividend stocks meaning",
      "score": 4.3,
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      "brand": false,
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      "measured_at": "2026-09-02T16:24:24+00:00",
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      "query": "best savings account for kids",
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      "measured_at": "2026-09-02T16:19:54+00:00",
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      "query": "how to savings account to salary account",
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      "brand": false,
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      "measured_at": "2026-09-07T09:06:07+00:00",
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      "query": "zero based budgeting",
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      "query": "index funds vs etf",
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      "brand": false,
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      "query": "market crash meaning",
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      "query": "401k calculator fidelity",
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      "brand": true,
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      "measured_at": "2026-09-07T09:14:53+00:00",
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      "query": "hardware wallet price",
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      "query": "how much life insurance do i need",
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      "query": "inflation calculator usd",
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      "query": "how to savings accounts work",
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      "query": "buy now pay later flights",
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      "query": "what is staking crypto",
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      "query": "how to pay off debt fast",
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      "query": "401k explained",
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      "query": "how much should i contribute to my 401k",
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      "query": "how to ethereum wallet",
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      "query": "cd ladder",
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      "query": "apy vs apr",
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      "query": "529 plan requirements",
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      "query": "dollar cost averaging vs lump sum",
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    {
      "query": "how to bitcoin wallet address",
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      "query": "is unemployment worth it",
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      "query": "are tips bonds",
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      "query": "debt avalanche vs snowball",
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      "query": "401k calculator with match",
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      "query": "401k for beginners",
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      "query": "best bank account for beginners",
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      "query": "savings account for beginners",
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      "query": "what is a good debt to income ratio",
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      "query": "what is rmd calculator",
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      "measured_at": "2026-09-07T09:13:15+00:00",
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    {
      "query": "which stablecoin is best",
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    {
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